We are a Registered Investment Advisory firm, working to help investors make informed decisions on annuity investing. Our goal is to better educate annuity investors to assist them to reduce costs, income taxes, estate taxes and preserve wealth for the future.
Guaranteed Income Annuities
It’s a natural tendency for you to wonder how long your retirement income will last – especially when you consider health care, your longevity and volatile financial markets. After the last major market downturn in 2008, a $500,000 portfolio was reduced to $259,971.1 Waiting for retirement savings to recover can be tough, especially for the 53% of people who retire earlier than expected – and most often not by choice.2
Furthermore, did you know that almost half of retirees don’t think they will live past age 90, but for couples, there is a 50% chance one partner will live to age 93?3 Living longer is great news, if you have planned accordingly. We can help increase the likelihood that you will not outlive your money.
You don’t have to let life’s uncertainties, like a market downturn or living longer, take your retirement by surprise. Let’s work together so you can feel confident in retirement by safeguarding against certain unknowns. Give me a call or shoot me an email to set up a time that’s convenient for you.
Guaranteed income solutions can help solve for retirement uncertainty and instill confidence. They can provide the confidence that you will have guaranteed retirement income for life or a set period of time.
Many clients purchase income annuities to help cover their essential expenses, as defined by them, in retirement.
For more information, please contact us or schedule a no-obligation phone appointment by clicking here.
1 Final portfolio value on November 20, 2008 based on starting January 1, 2008 value of $500,000. Calculated by Protective Life using data from the S&P 500 Index Daily Returns.
2 Based on data from LIMRA Secure Retirement Institute, The Inner Workings of Retirement Timing, Consumer Behavior and Attitudes. 2018.
3 Society of Actuaries. Retirement Survey Report Key Findings and Issues: 2017 Risks and Process of Retirement Survey. January 2018.